Benefits Summary

Benefits: Summary Booklet

New Employees: Enrollment Form

Open Enrollment 2021   NOW CLOSED   May 3-May 28, 2021

  1. If you need a reminder of the benefits you currently have, please review your most recent check stub. If you don't have access to a recent stub please contact extension 2787 to make inquiries on your benefit selections.
  2. Download and complete the form entitled Open Enrollment Form for the upcoming plan year which begins on the first of July.

Section 1 You may choose to keep them all the same or make changes to the coverages individually. (For NO changes with NO flex plans, you may simply reply to this email saying “No changes and NO Flex plan for Plan Year 21-22)

  • If you are adding or deleting coverage in Section 1, complete the Change Form and include it with your enrollment form.
  • If you want to add cancer or life insurances, please call 2787 to request an application.

Section 2 Participants must sign up for Flexible Spending Accounts (every year) or elect not to participate. This is never automatic.

Section 3 Return your signed Open Enrollment Form(s) to Benefits & Payroll through campus mail or email no sooner than May 3  and no later than May 28, 2021. Remember, by law we are not allowed to accept changes outside the Open Enrollment Period.

If you DO NOT want coverage, please flip to the second page, sign it and return it along with your page 1.

       3. Email a saved and/or scanned copy to or mail a paper form to

           the Benefits Office. (forms must contain an orginal signature or an adobe e-sign)

    Summary Check List:

 ⃝     Did you email a saved copy of your form? If not, it will likely be blank.

 ⃝     Did you include your saved add/delete form for changes?

 ⃝     Did you remember to sign up for a Medical or Dependent Flex Act?

 ⃝     Did you sign your form before scanning or e-sign before saving?


    Important Open Enrollment Notices:

  • Grandfathered Health Plans The Mercer Health Plan is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the Affordable Care Act).  As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted.  Being a grandfathered health plan means that the Mercer Health Plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for the provision of preventive health services without any cost sharing.  However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits.
  • American Rescue Plan Act of 2021 (ARPA) The dependent care flexible spending account (“FSA”) limit was increased for 2021 in order to provide relief to those individuals who set aside funds for day care but found themselves without daycare due to unforeseen COVID related circumstances. Though the Mercer Plan deferral limit will remain at $2500/$5000, participants will be allowed carry over any remaining balance on June 30,2021 for use during the Plan Year 21/22. It’s important to note that this is only temporary so any unused funds remaining on June 30, 2022 will be forfeited. Please consider this as you calculate your spending need for the plan year 21/22.
  • Women's Health & Cancer Rights Act of 1998(WHCRA)
  • Premium Assistance Under Medicaid Notice CHIP